Vintage 1960's 10K Gold Cross Pendant With a Kement 18" Gold Filled Chain. For Sale

Please read all of the description. !!!!!!!!!!!!Price Lowered 2/20/24!!!!!!!!!!!!!!!!! LOWERED PRICE 2/24/24 !!!!!!!!!!!!!!!!!!!!!!!!!!!!
Offered today is this Vintage 1960's 10K Gold Cross with an 18" Kement Gold Filled Chain.. The length of the Kement chain is 18" long. I recently purchased this from a woman in her late 80's. She received this Cross in the 60's. Gold plated is 2% pure gold. Gold filled is 5 to 6% Pure Gold. Kement gold is 6 to 7 % pure gold. It will never wear through & with the price of gold at $2035.00 today 12/18/2023. I always start my items at a low price so everyone has an equal chance. I am starting this one at $39.95 even thought it is worth $165.00 to over $200.00 depending on the store because of its age, Material and style. I hope you prefer it this way so one can have the excitement of an sale and a chance to get it for a lot less. Also if one really had to have it they could offer high enough to get it where as if someone puts down something like $199.95, the first one to get there and wants it, they are the one who gets it and you do not stand a chance at it. That is another reason I put it on for 7 days so most everyone interested in this item has a chance to see it. I charge exactly what it costs me for shipping. My return policy is that weather or not I described it correctly or you just didn't like it once you received it I will pay round trip shipping plus pay you at least $5.00 for your trouble. No one on has such a return policy. I am trying to make your purchase as pleasant & care free as possible. I always combined shipping. I have never put in a reserve price. Thank you for looking, Stephen.